KYB vs KYC
| KYC | KYB | |
|---|---|---|
| Who it applies to | You as an individual investor | A company or holding vehicle you invest through |
| What it verifies | Your personal identity via a government-issued document | The legal entity’s registration and ownership structure |
| Documents required | Passport, national ID, or driving licence | Certificate of registration and shareholders’ register |
When KYB is required
Your fund manager registers holding companies against shareholder records in the Fund Portal. If a holding company is linked to your account and the fund manager requires KYB verification for it, Centi prompts you with an Investment vehicle verification request banner on your home page the next time you sign in. The banner names the specific holding company that needs to be verified, so you know exactly which entity’s documents to prepare.Starting KYB verification
Open the verification request
On your home page, locate the Investment vehicle verification request banner for the relevant holding company and click Verify [company name].
Review the pre-filled company details
Centi displays the information your fund manager has already recorded for the entity: company name, organisation number, incorporation country, and legal type. These fields are read-only — if any detail is wrong, contact your fund manager to have it corrected before proceeding.
Enter the company's registered address
Fill in the street address, zip/postal code, city, and country for the holding company’s registered office.
Upload the certificate of registration
Attach the company’s certificate of registration as a PDF or Word document. This is the official document issued by the company registry in the country of incorporation confirming the entity exists.
Upload the shareholders' register
Attach the shareholders’ register as a PDF, Word document, or Excel file. This document lists the current owners of the entity and their respective shareholdings, confirming the ultimate beneficial ownership.
After you click Submit, the portal returns you to the home page. The Investment vehicle verification request banner disappears once submission is confirmed.
Required documents
| Document | Accepted formats | Purpose |
|---|---|---|
| Certificate of registration | PDF, DOCX | Confirms the entity is legally incorporated and provides its registered details |
| Shareholders’ register | PDF, DOCX, XLSX | Lists the beneficial owners of the entity and their percentage ownership |
KYB status
After submission, your fund manager’s compliance team reviews the documents. The status of your KYB request follows the same pattern as KYC:| Status | What it means |
|---|---|
| Active | A verification request is open and waiting for you to upload your company documents. |
| Submitted | Documents have been submitted and are under review. No action is needed from you yet. |
| Resubmit | The compliance team has requested additional or corrected documents. You will be prompted to go through the KYB flow again. |
Once the compliance team approves your KYB submission, the banner disappears from your home page and the holding company is cleared for investment. You will not be shown a verification request for that entity again unless your fund manager raises a new one.
While your KYB is under review
You can continue to browse your investment summary and transaction history while KYB is being reviewed. However, you will not be able to complete a subscription for offers that require the holding company to be verified until the review is approved. If you have a subscription deadline and your KYB is taking longer than expected, contact your fund manager directly — they control the review process and can expedite it if needed.Getting help
For technical issues with the KYB submission form, contact:- Email: operations@gocenti.com
- Include your name, the email address you sign in with, and the name of the holding company being verified.